It’s easy to think of freelancing as a gig or a job. But, if you are freelancing full-time, you are a small business owner. Your business is you. You and the services you offer.  As a small business, there are a handful of benefits to getting a business credit card. Read through to find out our favorite small business credit cards for freelancers. And, as a bonus, check out some of our favorite personal credit cards at the end. Why you should get a small business credit card First and foremost, a small business credit card helps you separate your business expenses from your personal spending. As a business owner, you always want to have an idea of your expenses vs. your income.  By opening a small business card, you…

–Working as a full-time freelancer comes with a number of freedoms. The freedom to work when you want, where you want, and with whom you want.  However, with all of those freedoms comes more financial responsibility. You are responsible for your own overhead and taxes, all without a regular bi-monthly paycheck.  The reality of freelancing is one of flexibility. But your income (or cash flow) will not have the same stability. So, how do you prepare for the financial reality of freelancing? With the skill of budgeting. Why are budgets important for freelancers? As mentioned before, your income is less predictable when you’re a freelancer. This is for two main reasons. The number of projects you have each month changes AND different client pay at different times.  Unlike receiving a…